Credit Solutions Mortgages

The products displayed on this website are available for customers opening new accounts. Customers who wish to review existing accounts or require additional funds please contact us on 0845 3002627.

Calls may be monitored and recorded for security and training purposes. 0845 numbers may not be available outside the UK. Calls from BT landlines will cost a maximum of 4p per minute plus a 6p call set-up fee. The price of calls from other telephone companies and from outside the UK will vary. The call price is correct as at today's date.

Credit Solutions Tracker

7.69% 3 year trackerCode:VTV
Rate Features
  • 7.69% (Bank of England Base Rate +2.69% for 36 months)
  • then Bank of England Base Rate +2.89% for the life of the loan (currently 7.89%)
  • The overall cost for comparison is 8.4% APR
  • The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
  • Also available for Additional Borrowing;
Loan To Value (Max: 75%) Early Repayment Charges Product Fee
  • 75% £25,001 - £500k
  • 2% of the amount being repaid in year 1
  • 2% of the amount being repaid in year 2
  • 2% of the amount being repaid in year 3
 1.50% of loan
County Court Judgements Mortgage Arrears Bankruptcy In Voluntary Arrangement
  • £500 (none in the last 6 months)
  • 1 month in the last 12 months
  • discharged for 1 year
  • satisfied for 6 months
*Bank of England Base Rate is variable. Currently 5.00% 
7.69% 3 year trackerCode:VTV
Rate Features
  • 7.69% (Bank of England Base Rate +2.69% for 36 months)
  • then Bank of England Base Rate +2.89% for the life of the loan (currently 7.89%)
  • The overall cost for comparison is 8.4% APR
  • The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
  • Also available for Additional Borrowing;
Loan To Value (Max: 75%) Early Repayment Charges Product Fee
  • 75% £25,001 - £500k
  • 2% of the amount being repaid in year 1
  • 2% of the amount being repaid in year 2
  • 2% of the amount being repaid in year 3
 1.50% of loan
County Court Judgements Mortgage Arrears Bankruptcy In Voluntary Arrangement
  • £1500 (none in the last 6 months)
  • 1 month in the last 12 months
  • discharged for 1 year
  • satisfied for 6 months
*Bank of England Base Rate is variable. Currently 5.00% 
7.69% 3 year trackerCode:VTV
Rate Features
  • 7.69% (Bank of England Base Rate +2.69% for 36 months)
  • then Bank of England Base Rate +2.89% for the life of the loan (currently 7.89%)
  • The overall cost for comparison is 8.4% APR
  • The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
  • Also available for Additional Borrowing;
Loan To Value (Max: 75%) Early Repayment Charges Product Fee
  • 75% £25,001 - £500k
  • 2% of the amount being repaid in year 1
  • 2% of the amount being repaid in year 2
  • 2% of the amount being repaid in year 3
 1.50% of loan
County Court Judgements Mortgage Arrears Bankruptcy In Voluntary Arrangement
  • £3500 (none in the last 6 months)
  • 2 months in the last 12 months
  • discharged for 1 year
  • satisfied for 6 months
*Bank of England Base Rate is variable. Currently 5.00% 

Click a product name or code to view that product alone.

Our tracker rate mortgages are linked to Bank of England base rate (also know as Bank of England repo rate). Details of this rate can be found on the Bank of England website or in the Financial Times or other leading newspapers.

All our products are SUBJECT TO AVAILABILITY and can be withdrawn at any time

Your home may be repossessed if you do not
keep up repayments on your mortgage.

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