General Mortgages

Our general mortgage range is designed to make you feel at home, whether you are a first time buyer, moving house or simply want to switch to us.

Our tracker and fixed rate mortgages allow you to choose from a range of rates so just pick the one that suits you best.

Our flexible mortgage helps you to manage your finances by letting you make your own payment decisions.

These general mortgages are ideal if you fit our standard or general lending criteria but if not, we're still happy to help.

Our tracker rate mortgages are linked to Bank of England base rate (also know as Bank of England repo rate). Details of this rate can be found on the Bank of England website or in the Financial Times or other leading newspapers.

All our products are SUBJECT TO AVAILABILITY and can be withdrawn at any time

Your home may be repossessed if you do not
keep up repayments on your mortgage.

Mortgages

This site is intended for UK residents unless otherwise stated. Mortgage Loans will be made by Birmingham Midshires. Mortgage rates displayed on this website are available to new customers only.
Birmingham Midshires is a division of Bank of Scotland plc, which is authorised for accepting deposits by the Financial Services Authority. It is entered in the FSA's Register and its Register Number is 169628. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh, EH1 1YZ.
To contact the FSA Consumer helpline, please ring 0845 606 1234 or visit www.moneymadeclear.fsa.gov.uk .
Bank of Scotland plc is a member of The British Bankers' Association and subscribes to the Banking Code, copies of which are available on request.

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