The Benefits of a Secured Loan.

  • Make your payments more affordable by spreading your loan over 2 - 40 years. The loan period may vary depending on the product you take.
  • Borrow between £1,000 and £2 million in total, this may vary depending on the product you take plus your circumstances.
  • The overall cost for comparison is 7.6% APR

Under the Consumer Credit Act, there is a 'cooling off ' period for a secured personal loan (Only available for Buy to Let loans). During this period we will not contact you unless you specifically request us to. You have at least a week to consider the information before the agreement is sent to you for signature.


Why not apply now?

We offer additional borrowing for existing Birmingham Midshires mortgage holders only.

Call us on 0845 300 2627

Calls from BT landlines on the BT Together Option 1 package will cost a maximum of 3p per minute [5.5p for the first hour in the evenings and weekends]. The price of calls from other telephone companies will vary and you might want to check this with your own telephone company.


Our tracker rate mortgages are linked to Bank of England base rate (also know as Bank of England repo rate). Details of this rate can be found on the Bank of England website or in the Financial Times or other leading newspapers.

All our products are SUBJECT TO AVAILABILITY and can be withdrawn at any time

Your home may be repossessed if you do not
keep up repayments on your mortgage.

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