Additional Borrowing

To be eligible for Additional Borrowing with Birmingham Midshires, you will need to be an existing Birmingham Midshires mortgage holder.

You should know that we are a responsible lender and won't encourage you to take out a loan you don't need, or one that's more than you can afford. But as long a you're realistic about your borrowing, you may be able to find the loan that's perfect for you.

What can I use Additional Borrowing for?

Additional Borrowing is available for all loan types, although there may be restrictions on the amount or purpose depending on the type of loan you have with us. You may be looking to raise finance for a new car or you may be looking to undertake some home improvements such as a new kitchen or conservatory.

---

Our tracker rate mortgages are linked to Bank of England bank rate (also know as Bank of England repo rate). Details of this rate can be found on the Bank of England website or in the Financial Times or other leading newspapers.

All our products are SUBJECT TO AVAILABILITY and can be withdrawn at any time