Internet Fixed Rate Bonds

Fixed Rate Bonds are ideal if you want to be sure of the exact rate of interest your investment will earn. Our Fixed Rate Bonds offer a fixed rate of interest over a chosen term.

Your interest is calculated daily and can be paid in the following ways; when the bond matures or as a monthly option. Because your money is tied up for a fixed term, you should only invest if you’re confident you won't need to access your money during this time.


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Internet Fixed Rate Bonds
Direct Internet 1 Year Fixed Rate Bond (Annual Interest) Learn More
£1 minimum investment Access not permitted for term Annual Interest Rate
  • Gross/AER: 6.88%
  • Net: 5.50%
Interest rates effective from 18/04/2008
Direct Internet 1 Year Fixed Rate Bond (Monthly Interest) Learn More
£1 minimum investment Access not permitted for term Monthly interest rate
  • Gross pa: 6.67%
  • Net: 5.34%
  • AER: 6.88%
Interest rates effective from 18/04/2008
Direct Internet 6 Month Fixed Rate Bond (Maturity Interest) Learn More
£1 minimum investment Access not permitted for term Annual Interest Rate
  • Gross pa: 6.83%
  • Net: 5.46%
  • AER: 6.95%
Interest rates effective from 23/04/2008
Direct Internet 6 Month Fixed Rate Bond (Monthly Interest) Learn More
£1 minimum investment Access not permitted for term Monthly interest rate
  • Gross pa: 6.74%
  • Net: 5.39%
  • AER: 6.95%
Interest rates effective from 23/04/2008

Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time.

NET rates are illustrative only, allowing for the deduction of income tax at 20%.

Current and previous Bank of England interest rates can be found at www.bankofengland.co.uk/monetarypolicy/decisions.htm

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Internet Savings Account