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Postal ISAs

Birmingham Midshires Postal Cash ISAs are designed to help you make the most of your tax free savings.

Our Fixed Rate ISAs give you the certainty of knowing exactly what return you’ll receive on your money.


Postal ISAs
1 Year Fixed Rate ISA (Annual Interest) Learn More
£500 minimum investment Withdrawals are only allowed by post subject to a loss of 90 days interest on the amount withdrawn. Annual Interest Rate
  • Tax Free/AER*: 2.50%
Interest rates effective from 29/05/2009
1 Year Fixed Rate ISA (Monthly Interest) Learn More
£500 minimum investment Withdrawals are only allowed by post subject to a loss of 90 days interest on the amount withdrawn. Monthly interest rate
  • Tax Free: 2.47%
  • AER*: 2.50%
Interest rates effective from 29/05/2009
Direct ISA (Issue 4) Learn More
£1 minimum investment 4 penalty free withdrawals by post per year Annual Interest Rate
  • Tax Free/AER*: 1.50%
Interest rates effective from 01/04/2009

If you’re not sure which savings account would suit you best, take a look at our other Postal Short Term and Postal Long Term savings accounts.


Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

Tax Free means free from personal liability to Income Tax

*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time.

Current and previous Bank of England interest rates can be found at www.bankofengland.co.uk/monetarypolicy/decisions.htm

For telephone line opening times, please read the information in our contact section. Calls may be monitored and recorded for security and training purposes. If you're calling from outside the UK, please dial 00442920781145.

Internet Savings Account