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0845 850 1026
Lines are open Monday to Friday 8am-6pm, Saturday 9:30am-1pm
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See our Telephone ISA Questions
Telephone ISAs
When you invest in an ISA you invest your money tax free. We've a range of Guaranteed Equity ISAs, (Cash ISAs), which are linked to the performance of the FTSE 100 Index, rather than invested in it.
These types of ISAs have a limited amount of money that can be invested in them. If the limit is reached, the issue will be closed, so we urge you to apply early in case the issue is fully subscribed. You may also be able to transfer Cash ISA investments from previous tax years into any of our Guaranteed Equity ISAs.
| Telephone GEISAs | |||
|---|---|---|---|
| 5 Year 100% Tracker Guaranteed Equity ISA (Portfolio 2) | Learn More | ||
| £3,600 minimum & maximum investment |
Access subject to early withdrawal charges of 5% on amount withdrawn | Earn 100% of any growth in the FTSE 100 Index over the 5 year term. | |
| Placed in a deposit account and linked to the performance of the FTSE 100 Index therefore 100% capital guaranteed | |||
| 5 Year Trigger Guaranteed Equity ISA (Portfolio 2) | Learn More | ||
| £3,600 minimum & maximum investment |
Access subject to early withdrawal charges of 5% on amount withdrawn | Earn 50.00% tax free (8.44% AER*†) as long as the average of the FTSE 100 Index taken at the start of the account and end of the 5 year term hasn't fallen | |
| Placed in a deposit account and linked to the performance of the FTSE 100 Index therefore 100% capital guaranteed | |||
| 4 Year Trigger Guaranteed Equity ISA (Portfolio 2) | Learn More | ||
| £3,600 minimum & maximum investment |
Access subject to early withdrawal charges of 5% on amount withdrawn | Earn 35.80% tax free (7.95% AER*†) as long as the average of the FTSE 100 Index taken at the start of the account and end of the 4 year term hasn't fallen | |
| Placed in a deposit account and linked to the performance of the FTSE 100 Index therefore 100% capital guaranteed | |||
| 3 Year Trigger Guaranteed Equity ISA (Portfolio 2) | Learn More | ||
| £3,600 minimum & maximum investment |
Access subject to early withdrawal charges of 5% on amount withdrawn | Earn 25.50% tax free (7.86% AER*†) as long as the average of the FTSE 100 Index taken at the start of the account and end of the 3 year term hasn't fallen | |
| Placed in a deposit account and linked to the performance of the FTSE 100 Index therefore 100% capital guaranteed | |||
| 2 Year Trigger Guaranteed Equity ISA (Portfolio 2) | Learn More | ||
| £3,600 minimum & maximum investment |
Access subject to early withdrawal charges of 5% on amount withdrawn | Earn 17.18% tax free (8.25% AER*†) as long as the average of the FTSE 100 Index taken at the start of the account and end of the 2 year term hasn't fallen | |
| Placed in a deposit account and linked to the performance of the FTSE 100 Index therefore 100% capital guaranteed | |||
| 1 Year Trigger Guaranteed Equity ISA (Portfolio 2) | Learn More | ||
| £3,600 minimum & maximum investment |
Access subject to early withdrawal charges of 5% on amount withdrawn | Earn 8.13% (tax free/AER*)† as long as the average of the FTSE 100 Index taken at the start of the account and end of the 1 year term hasn't fallen | |
| Placed in a deposit account and linked to the performance of the FTSE 100 Index therefore 100% capital guaranteed | |||
If you’re not sure which savings account would suit you best, take a look at our other Telephone Short Term and Telephone Long Term savings accounts.
†Assumes investment is made on 30 June 2008.
Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
Tax Free means free from personal liability to Income Tax
*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time.
Current and previous Bank of England interest rates can be found at www.bankofengland.co.uk/monetarypolicy/decisions.htm
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