Call our Telephone Savings Hotline:
0845 850 1026
Lines are open Monday to Friday 9am-6pm, Saturday 9:30am-1pm
or email us
See our Telephone Savings Questions
Telephone Accounts - Long Term Savings
Invest in any of our long term savings accounts and you could enjoy greater returns on your money. You can choose from Guaranteed Equity Bonds (for potentially higher returns), or ISAs (for tax-free savings). All of our long term savings accounts are designed to earn a potentially higher return for your money.
| Telephone GEBs | |||
|---|---|---|---|
| 5 Year 100% Tracker Guaranteed Equity Bond (Portfolio 2) | Learn More | ||
| £500 minimum investment |
Access subject to early withdrawal charges of 5% on amount withdrawn | Earn 100% of any growth in the FTSE 100 Index over the 5 year term. | |
| Placed in a deposit account and linked to the performance of the FTSE 100 Index therefore 100% capital guaranteed | |||
| 5 Year Trigger Guaranteed Equity Bond (Portfolio 2) | Learn More | ||
| £500 minimum investment |
Access subject to early withdrawal charges of 5% on amount withdrawn | Earn 50.00% gross (8.44% AER*) as long as the average of the FTSE 100 Index taken at the start of the bond and end of the 5 year term hasn't fallen. | |
| Placed in a deposit account and linked to the performance of the FTSE 100 Index therefore 100% capital guaranteed | |||
| 4 Year Trigger Guaranteed Equity Bond (Portfolio 2) | Learn More | ||
| £500 minimum investment |
Access subject to early withdrawal charges of 5% on amount withdrawn | Earn 35.80% gross (7.95% AER*) as long as the average of the FTSE 100 Index taken at the start of the bond and end of the 4 year term hasn't fallen. | |
| Placed in a deposit account and linked to the performance of the FTSE 100 Index therefore 100% capital guaranteed | |||
| 3 Year Trigger Guaranteed Equity Bond (Portfolio 2) | Learn More | ||
| £500 minimum investment |
Access subject to early withdrawal charges of 5% on amount withdrawn | Earn 25.50% gross (7.86% AER*) as long as the average of the FTSE 100 Index taken at the start of the bond and end of the 3 year term hasn't fallen. | |
| Placed in a deposit account and linked to the performance of the FTSE 100 Index therefore 100% capital guaranteed | |||
| 2 Year Trigger Guaranteed Equity Bond (Portfolio 2) | Learn More | ||
| £500 minimum investment |
Access subject to early withdrawal charges of 5% on amount withdrawn | Earn 17.18% gross (8.25% AER*) as long as the average of the FTSE 100 Index taken at the start of the bond and end of the 2 year term hasn't fallen. | |
| Placed in a deposit account and linked to the performance of the FTSE 100 Index therefore 100% capital guaranteed | |||
| 1 Year Trigger Guaranteed Equity Bond (Portfolio 2) | Learn More | ||
| £500 minimum investment |
Access subject to early withdrawal charges of 5% on amount withdrawn | Earn 8.13% gross/ AER* as long as the average of the FTSE 100 Index taken at the start of the bond and end of the 1 year term hasn't fallen. | |
| Placed in a deposit account and linked to the performance of the FTSE 100 Index therefore 100% capital guaranteed | |||
| Telephone GEISAs | |||
|---|---|---|---|
| 5 Year 100% Tracker Guaranteed Equity ISA (Portfolio 2) | Learn More | ||
| £3,600 minimum & maximum investment |
Access subject to early withdrawal charges of 5% on amount withdrawn | Earn 100% of any growth in the FTSE 100 Index over the 5 year term. | |
| Placed in a deposit account and linked to the performance of the FTSE 100 Index therefore 100% capital guaranteed | |||
| 5 Year Trigger Guaranteed Equity ISA (Portfolio 2) | Learn More | ||
| £3,600 minimum & maximum investment |
Access subject to early withdrawal charges of 5% on amount withdrawn | Earn 50.00% tax free (8.44% AER*†) as long as the average of the FTSE 100 Index taken at the start of the account and end of the 5 year term hasn't fallen | |
| Placed in a deposit account and linked to the performance of the FTSE 100 Index therefore 100% capital guaranteed | |||
| 4 Year Trigger Guaranteed Equity ISA (Portfolio 2) | Learn More | ||
| £3,600 minimum & maximum investment |
Access subject to early withdrawal charges of 5% on amount withdrawn | Earn 35.80% tax free (7.95% AER*†) as long as the average of the FTSE 100 Index taken at the start of the account and end of the 4 year term hasn't fallen | |
| Placed in a deposit account and linked to the performance of the FTSE 100 Index therefore 100% capital guaranteed | |||
| 3 Year Trigger Guaranteed Equity ISA (Portfolio 2) | Learn More | ||
| £3,600 minimum & maximum investment |
Access subject to early withdrawal charges of 5% on amount withdrawn | Earn 25.50% tax free (7.86% AER*†) as long as the average of the FTSE 100 Index taken at the start of the account and end of the 3 year term hasn't fallen | |
| Placed in a deposit account and linked to the performance of the FTSE 100 Index therefore 100% capital guaranteed | |||
| 2 Year Trigger Guaranteed Equity ISA (Portfolio 2) | Learn More | ||
| £3,600 minimum & maximum investment |
Access subject to early withdrawal charges of 5% on amount withdrawn | Earn 17.18% tax free (8.25% AER*†) as long as the average of the FTSE 100 Index taken at the start of the account and end of the 2 year term hasn't fallen | |
| Placed in a deposit account and linked to the performance of the FTSE 100 Index therefore 100% capital guaranteed | |||
| 1 Year Trigger Guaranteed Equity ISA (Portfolio 2) | Learn More | ||
| £3,600 minimum & maximum investment |
Access subject to early withdrawal charges of 5% on amount withdrawn | Earn 8.13% (tax free/AER*)† as long as the average of the FTSE 100 Index taken at the start of the account and end of the 1 year term hasn't fallen | |
| Placed in a deposit account and linked to the performance of the FTSE 100 Index therefore 100% capital guaranteed | |||
Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
Tax Free means free from personal liability to Income Tax
*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time.
Current and previous Bank of England interest rates can be found at www.bankofengland.co.uk/monetarypolicy/decisions.htm
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